Business Insurance / Commercial Insurance in Texas and other areas
You Build Your Business…We Protect It
Business Insurance from DSM
Whether your company is an established industry or a recent start-up, you probably start every day with a hefty to-do list. DSM works with businesses to ensure that worrying about risk management isn’t part of that list. Your expertise in providing products and/or services that appeal to your target market has made your business successful. Our expertise enables us to successfully protect your business from the day-to-day risks you face.
You Built Your Business, Let Us Protect It
If every business faced the same risks, one insurance company could provide all the protection each business needs. The number of risks that businesses face is as varied as the businesses themselves. Some may be shared from industry to industry, but there are numerous issues unique to each, and those issues pose a real and constant threat to the ongoing success and financial stability of your business.
The DSM family of independent insurance agencies maintains a network of top-rated insurance carriers who specialize in evaluating commercial risks and providing solid risk management solutions in the form of affordable commercial insurance.
Having access to multiple companies enables us to compare coverage and match policies to businesses comprehensively and affordably. We eliminate policies that provide the coverage you simply don’t need…and dig deep to make sure that you’re protected from the one-of-a-kind risks you face.
Commercial insurance policies range from broad-based coverage to customized packages that include but are not limited to:
- Business Owners Policy – This policy provides a broad and comprehensive foundation of property and liability coverage. Optional extended coverage can be added to these policies.
- Commercial Package Policy – These flexible and inclusive packages provide complete coverage designed with your specific business in mind. They would include broad-based coverage for property, general liability, crime, inland marine and commercial automobiles.
- Commercial Umbrella Policy – This important policy affords additional liability protection that is so very necessary for every business. In effect, it extends the limits beyond general liability and automobile liability policy limits.
Our many options for commercial insurance includes:
- Bonds
- Builder’s Risk Insurance
- Commercial Autos & Fleet
- Commercial Property
- Errors & Omissions
- Farm & Ranch (Agribusiness)
- Garage Liability
- General Liability
- Group Life & Health
- Habitational
- Professional Liability
- Transportation
- Umbrella
- Worker’s Compensation