To protect a small business from potential lawsuits, liability insurance is necessary. Policies vary greatly, and they cover different classifications of risks for varying costs. Before shopping for a policy, it is important to educate yourself about liability insurance. Business…
Business Insurance Update Most businesses enter into lease agreements from time to time. These agreements might involve equipment, buildings or other products and or services. Every lease agreement has insurance provisions. Your commercial insurance may or may not respond to…
Are Your Commercial Insurance Costs Too High? Most commercial insurance experts are predicting lower rates for most businesses across the United States. Commercial insurance buyers should anticipate lower rates and wider choice in coverage terms at upcoming renewals as insurance…
An Auto Insurance Update You may have noticed your auto premiums are increasing. In fact, auto rates are increasing all over the country. The reason for the increases are not what you may think. It is not because the…
You’ve worked hard to earn your lifestyle. Consider adding additional liability protection to your Texas Auto, Home, Renters or Condo policy. Personal Umbrella Liability coverage added to your other policies can protect you, your spouse and any relatives living in…
Most Americans have risks associated with their wealth and need the right insurance to manage that risk When we think of high net worth people, most of us tend to think of CEO’s, athletes, or celebrities. However, what we fail…
Cyber risk and cloud computing is a topic that keeps evolving. In a recent study 40% of companies thought they did not need cyber liability insurance. Many thought cyber liability was covered under their business insurance policy. And others thought…
If you own or operate a business, commercial insurance needs to be part of your business plan. If not properly insured, your business most likely will not withstand the effects of a common loss. Business insurance, or commercial insurance, is…
You probably bought your motor home or travel trailer because it offers the best of both worlds: the ability to explore the world we live in and the convenience of your home each night when you pull over. Motor homes…
A Personal Insurance and Safety Update There are many good reasons to have homeowner’s or renter’s insurance, and here are a few more. In 2019, 18,500 people went to emergency rooms because of barbeque related accidents. Sixteen percent of home…
