Personal Umbrella Insurance
Many people are unsure what an umbrella policy is or what it covers. When you are outside, and there is a light rain or breeze, you generally don’t need or want an umbrella. However, if it is pouring down rain…
The Value of an Insurance Review in 2021
2021 will be an interesting year and there are sure to be many changes in your life, your work and your finances. It is important that your insurance is able to address your needs as your life changes. Our team…
2021 Business Insurance Planning
Part of your business planning for 2021 should include an annual business insurance review. Your business changes, and so do your exposures. After you review some of these items, call our office, and we will be happy to discuss these…
Why It Is Important to Have Us Review Your Lease Agreements
Business Insurance Update Most businesses enter into lease agreements from time to time. These agreements might involve equipment, buildings or other products and or services. Every lease agreement has insurance provisions. Your commercial insurance may or may not respond to…
Commercial Insurance
Are Your Commercial Insurance Costs Too High? Most commercial insurance experts are predicting lower rates for most businesses across the United States. Commercial insurance buyers should anticipate lower rates and wider choice in coverage terms at upcoming renewals as insurance…
Why Are Your Auto Insurance Premiums Increasing?
An Auto Insurance Update You may have noticed your auto premiums are increasing. In fact, auto rates are increasing all over the country. The reason for the increases are not what you may think. It is not because the…
Personal Umbrella Insurance
You’ve worked hard to earn your lifestyle. Consider adding additional liability protection to your Texas Auto, Home, Renters or Condo policy. Personal Umbrella Liability coverage added to your other policies can protect you, your spouse and any relatives living in…
You May Have More Risk Than You Think
Most Americans have risks associated with their wealth and need the right insurance to manage that risk When we think of high net worth people, most of us tend to think of CEO’s, athletes, or celebrities. However, what we fail…
Cyber Risk Exposures
Cyber risk and cloud computing is a topic that keeps evolving. In a recent study 40% of companies thought they did not need cyber liability insurance. Many thought cyber liability was covered under their business insurance policy. And others thought…
Is Your Business Fully Covered?
If you own or operate a business, commercial insurance needs to be part of your business plan. If not properly insured, your business most likely will not withstand the effects of a common loss. Business insurance, or commercial insurance, is…