Make Your Workplace Safe After COVID-19

As many people are getting back to work, many employers wonder how they can have their employees return safely. Employers are confronted with the complexities of returning employees to work in a manner that is safe and ensures operational continuity.

Now is the time administrators should be building policies and procedures so that when employees and the public return, you will have a plan in place.

Conduct a Hazard Assessment for new protocols/equipment put in place consistent with OSHA rules.

As with all policies and procedures, employers should ensure that any return-to-work protocols are implemented in a fair and non-discriminatory manner.

Develop communication systems for returning workers, ensuring that they are aware of the safety measures in place and how to comply with them.

Make sure that proper personal protective equipment (PPE) and general cleaning materials such as soap and hand sanitizer are available.

OSHA recommends providing tissues, no-touch trash cans, hand soap, alcohol-based hand sanitizers, disinfectants, and disposable towels for workers to clean their work surfaces.

Consider appointing a chief COVID officer responsible for ensuring that all public safety and health guidelines are implemented and that employees follow them.

Intensify cleaning, disinfection, and ventilation.

Stager breaks and recreation times.

Close off common spaces where employees or others are likely to congregate.

Consider what screening procedures are needed for visitors to the school.

OSHA requires employers to provide employees with a safe place to work. Employers may be responsible for workplace safety violations related to the coronavirus outbreak under OSHA’s “general duty” clause, which requires that each employer furnish to each of its employees a workplace that is free from recognized hazards that are causing or likely to cause death or serious physical harm.

 

Business Insurance

We Help You Understand the Risk vs. Reward

We understand that your business is unique.  You serve people first, and foremost.  Just because you are a small business does not mean you are exempt from litigation.  Commercial Liability Insurance from Jewell Insurance offers protection to your businesses.  It covers claims from property damage and/or bodily injury to a third party caused by your business operations, or from your premises.  This general liability coverage may also provide for the legal defense of the insured.

General Liability Insurance should be the foundation of your insurance program.  General Liability Insurance provides the following coverage:

Bodily Injury – Bodily Injury to a third party.

Property Damage – Damage to a third party’s property (equipment building etc.).

Personal Injury – Injury to the mind or emotions, as opposed to an injury to property.

Advertising Liability – Damages arising out of advertising, libel, slander, or invasion of privacy.

Products and Completed Operations – Liability arising out of products or business operations and services conducted, excluding professional services.

Premises – Covers liability arising out of injury to third parties while on your premises.

Medical Payments – A general liability coverage that reimburses others, without regard to the insured’s liability, for bodily injury while on your premises.

General Liability Insurance is designed to cover defense costs as well as judgments.  It is an important part of your recommended insurance program.

 

Reduce Your Texas Auto Insurance Premiums

Auto Insurance

When it comes to purchasing auto insurance, having options can be a very important way to save money. Putting money back in your pocket is one of our primary goals.  We know and understand the auto insurance market.  This allows us to provide you with the best possible combination of pricing, coverage and service.

Auto insurance rates differ from company to company, so it really pays to have us shop your insurance. Some markets offer better rates for trucks, RV and campers, while others can offer better rates for motorcycles.

How to reduce your auto premium

There are many things you can do to keep your auto rates at the lowest level possible.

Review your deductibles. According to the Insurance Information Institute, raising your deductible from $200 to $500 could reduce your Collision and Comprehensive costs by 15 to 20 percent.

Encourage your student driver to get the best grades possible. Most major insurance companies offer a discount for students in good academic standing.

Select a safe car. Check out which cars are popular with thieves and avoid them. Also, the more expensive the car, the higher the premiums.

Be a safe driver. The more accidents and tickets you have, the higher the premiums will be.

Purchase a car with an alarm or LoJack. LoJack® Stolen Vehicle Recovery System provides car owners with peace of mind knowing that if their vehicle is stolen, they have the best chance of getting it back.

Be loyal. Many auto insurance companies offer loyalty discounts if you stay with them over time.

Check for other auto insurance discounts. These might include taking safe driver courses, senior discounts and more.

You might be able to pay less for your car insurance premium and not even know it. So it pays to connect with us to review your insurance needs.